One of the best ways to save on Lyft rides is to take advantage of all the rewards that can give you cash back, travel points, and other perks.
Lyft partners with Chase to give you cash back when you pay for Lyft rides with an eligible Chase card. You can get up to 10x points or 5% cash back!
And if you’re part of a travel rewards program, you can get extra travel points when you link your Lyft account with Delta Skymiles, Hilton Honors, or the Alaska Mileage Plan.
Read on to learn about all of the current Lyft credit card rewards and travel program rewards. The current benefits for Chase cardholders are valid until March 2025.
Current credit card rewards on Lyft
Earn additional points and cash back when you pay for Lyft rides with an eligible Chase credit card or Mastercard.
| Reward | |
|---|---|
| Chase Sapphire Reserve | 10x points on Lyft rides |
| Chase Sapphire, Chase Sapphire Preferred | 5x points on Lyft rides |
| Chase Ink | 5% cash back or 5x points on Lyft rides |
| Chase Freedom | 5% cash back on Lyft rides |
| J.P. Morgan Reserve | 10x points on Lyft rides |
| World Mastercard & World Elite Mastercard | $5 or $10 Lyft credit when you take 3 rides in a month |
Chase credit card rewards on Lyft: Get cash back and points
Through a Lyft partnership with Chase, you can get cash back or additional points when you pay for a Lyft ride with an eligible Chase card.
Chase Sapphire Reserve offers 10x points on Lyft rides, while other Chase cards offer 5% back or 5x points.
To track your points, go to the Ultimate Rewards center at Chase.com. The Lyft app does not display any info about Chase points.
Visit Lyft.com for complete details about Lyft/Chase rewards.
5% cash back vs 5x total points: What’s better?
Some Chase cards offer 5% cash back on Lyft, while others offer 5x total points. If you are eligible for both, which one is the better choice?
It depends on how you use credit card points. If you prefer to use points to find good deals on travel and rewards, you’ll want the 5x points instead of the 5% back.
With 5x total points, you can try to apply the points to offers that may give you additional discounts that end up being more valuable than 5% cash back.
But if you prefer a quick cash discount, go for the 5% cash back.
Mastercard and Lyft: $5 or $10 in Lyft credit when you take 3 rides per month
Use your World or World Elite Mastercard to pay for 3 Lyft rides in the sam calendar month to receive $5 in Lyft credit every month. The Citi® AAdvantage® Executive Mastercard® offers a $10 credit when you take 3 Lyft rides in a month.
The $5 or $10 credits are automatically applied to your next ride. To save the credit for a different ride, change your payment method to a different card after the ride is completed.
Note that you can’t use the credit to pay for tips, cancellation & damage fees, gift card, or subscriptions.
Get the most points by setting an eligible card as your default payment method
The best way to guarantee that you get as many points as possible is to set your Chase card as the default payment for Lyft.
Go to Menu > Payment > Payment defaults to set a default payment method.
You can also select your payment method before you request a ride or even change it during the ride by tapping on the live ride info.
Lyft travel rewards
You can earn extra miles and travel rewards points when you link your Lyft account with Delta Skymiles, Hilton Honors, Alaska Mileage Plan, or Bilt Rewards.
| Reward | |
|---|---|
| Delta Skymiles | 1 mile per $1 spent on rides 2 miles per $1 on airport rides Up to $20 credit for new riders |
| Hilton Honors | 3 points per $1 on Lyft rides 2 points per $1 on shared rides Redeem points for Lyft credits |
| Alaska Mileage Plan | 1 mile per $1 spent on Lyft rides |
| Bilt Rewards | 2 points per $1 spent on Lyft rides in the US |
How to link a travel rewards account to Lyft
Head to Menu > Rewards in the Lyft app to link an eligible travel rewards account. Scroll to the Travel Rewards section and tap to link an account.
Earn miles for every dollar you spend on Lyft
Travel rewards rules: You can only link one rewards account
You can only link one mileage plan to your Lyft account. And you can only connect one Lyft account to each mileage plan.
So if you’re in several travel rewards programs, you won’t be able to stack the rewards.
Which travel rewards are the best on Lyft?
The cash value for the rewards is about the same for all three programs, so the best one to link is the one you use the most, or currently offers the best benefits for each point.
Strategies to maximize your Lyft rewards: Which card is the best?
The best way to maximize your Lyft rewards is to pay for rides with the credit card that offers the best rewards, and link your most frequently used travel program.
At 10x, the Chase Sapphire Reserve is currently the best card to use for Lyft.
But if you have more than one eligible credit card, you can strategically switch between them to maximize your benefits.
For example, use your World Mastercard 3 times to get the $5 reward, then switch back to a Chase card to accumulate points and cash back.
More help for Lyft users
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